How to pay your bill without a debit card
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Posted Sep 29, 2018 09:54:00 This post was written by Andrew Kugelman, VP, marketing and communications at SAP, a global leader in online commerce and payment solutions.
Andrew is the CEO and founder of SAP Global Payments, an online platform and service that enables merchants to easily accept credit card payments without a credit card, debit card, or bank account.
Read more SAP Global Payment is the first-ever online payment platform to offer the ability to accept credit cards on the SAP Global Platform.
You can pay for purchases using your credit or debit card through the SAP global network.
To find out more, read our article: Pay with your credit card or debit Card with a credit or debit card, how to pay without a card.
You don’t have to be a member of the SAPglobal network to get started.
You’ll need an active SAP account and a valid PayPal account to get credit card processing and chargebacks.
If you have an existing account, you can add a card for free at any time.
With SAP GlobalPay, merchants can use a simple web-based checkout process to pay for goods and services with credit card.
To do this, you’ll need to: Register with your SAP Global Account and create a debit/credit card for use at SAP Global and other SAP global stores.
Add a credit/debit card to your account and add a merchant address to your payment account, as shown in the picture below.
Create a payment request for the item or service that you want to pay with a payment card.
Enter the information from your SAP account into the payment request and then confirm the transaction.
If the payment is completed, the payment will be credited to your SAPglobal account.
You have two options for making the payment: Pay using your account at a SAPglobal store or a PayPal account.
Pay using a PayPal transaction code.
If your payment request is successful, the SAPGlobal account and your PayPal account will receive a payment.
You will also be charged a fee, depending on your credit limit and your transaction.
Payment with PayPal transaction codes You can use PayPal transaction Codes for payments made with your PayPal card.
PayPal transaction coded payments require an account and valid PayPal payment code to make the transaction and will be billed to your PayPal balance at the end of the billing cycle.
For more information, see PayPal Transaction Codes.
You may only use a PayPal Transaction Code for one payment per transaction.
You cannot use PayPal Transaction codes for multiple payments or payments for the same item.
If a merchant uses a PayPal transactions code for multiple transactions, the transaction will be charged the minimum PayPal Transaction amount, as follows: For one payment (not including any transaction fees): Minimum transaction amount: $3.50 (excludes taxes) for one transaction with a PayPal codes code; and $5.50 for two transactions with a code.
You do not have to provide a PayPal code.
When you pay with PayPal, the customer is charged the total of all the payments you have made through the payment method, as opposed to any of the individual transactions.
For example, if you receive $20 from an individual merchant and $30 from another merchant, the total will be $30 and $20.
You also may not pay more than $5 for each additional payment you make using PayPal.
For additional information on PayPal transaction payment methods, see How to make payments online using PayPal with a Credit Card.